:root{
  --bg:#f7fafc;
  --ink:#1f2937;
  --muted:#64748b;
  --card:#ffffff;
  --line:#e5e7eb;
  --accent:#2563eb;       /* Royal blue */
  --brand:#0F4C81;        /* Deep insurance blue */
  --ring: rgba(37,99,235,.15);
}

*{box-sizing:border-box}
html,body{margin:0}
body{
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
  color:var(--ink); background:var(--bg); line-height:1.6;
}

/* Layout */
.container{max-width:1060px; margin:0 auto; padding:20px}
.header{display:flex; align-items:center; justify-content:space-between; gap:16px}
.brand{display:flex; align-items:center; gap:10px; font-weight:800; font-family:Poppins, Inter, sans-serif}
.logo{width:40px; height:40px; border-radius:8px; object-fit:cover}
.nav a{color:var(--muted); text-decoration:none; margin-left:14px; font-weight:600}
.nav a:hover{color:var(--ink)}
.btn.small{
  padding:8px 12px;
  font-size:14px;
  color:#fff;              /* ← add this line */
}

.hero{
  background:
    linear-gradient(135deg, rgba(15,76,129,.12), rgba(37,99,235,.18)),
    radial-gradient(800px 400px at 10% 10%, rgba(37,99,235,.12), transparent 60%),
    #ffffff;
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.hero-grid{display:grid; gap:24px; align-items:center}
.hero-copy h1{font-family:Poppins, Inter, sans-serif; font-size:40px; line-height:1.15; margin:0 0 8px; color:var(--brand)}
.hero-copy p{margin:0 0 12px; color:var(--muted)}
.badges{list-style:none; padding:0; margin:10px 0 0; display:flex; gap:10px; flex-wrap:wrap}
.badges li{background:#eef2ff; border:1px solid #e5e7eb; border-radius:999px; padding:6px 10px; font-size:12px; color:#334155}
.hero-media img{width:100%; border-radius:14px; border:1px solid var(--line); display:block}

.cta{display:flex; gap:10px; flex-wrap:wrap}
.btn{
  display:inline-block; padding:12px 18px; border-radius:12px; border:1px solid transparent;
  background:var(--accent); color:#fff; font-weight:800; text-decoration:none;
  box-shadow:0 8px 18px var(--ring); transition:transform .06s ease, box-shadow .2s ease;
}
.btn:hover{transform:translateY(-1px); box-shadow:0 10px 22px var(--ring)}
.btn.ghost{background:#fff; color:var(--ink); border-color:var(--line); box-shadow:none}

.section{padding:26px 0}
.section h2{font-family:Poppins, Inter, sans-serif; margin:0 0 10px}

.cards{display:grid; gap:14px; grid-template-columns:repeat(auto-fit, minmax(220px,1fr))}
.card{background:var(--card); border:1px solid var(--line); border-radius:14px; padding:16px}

.steps{display:grid; gap:12px; grid-template-columns:repeat(auto-fit, minmax(220px,1fr))}
.step{display:flex; gap:12px; align-items:flex-start; background:#fff; border:1px solid var(--line); border-radius:14px; padding:14px}
.num{display:inline-grid; place-items:center; width:34px; height:34px; border-radius:999px; background:#eef2ff; color:#1e3a8a; font-weight:800}

.form{display:grid; gap:12px; max-width:640px}
.input{
  width:100%; padding:12px 14px; border-radius:12px; border:1px solid var(--line); background:#fff;
  outline:none; transition:border-color .2s ease, box-shadow .2s ease;
}
.input:focus{border-color:#c7d2fe; box-shadow:0 0 0 6px #eef2ff}

.footer{display:flex; justify-content:space-between; align-items:center; gap:10px; padding:20px 0; border-top:1px solid var(--line)}
.small{font-size:12px}
.muted{color:var(--muted)}

/* Mobile */
@media(min-width:900px){
  .hero-grid{grid-template-columns:1.05fr .95fr}
  .hero-copy h1{font-size:48px}
}